61% of Poles see the need for saving, but only 8% do so regularly. Do we fail to save because we do not have the money or don’t have any money because we do not save? Or maybe we do not know how to manage our finances effectively? What is the best way to save effectively and what tools should we use to manage our budgets better? Welcome to the workshops ‘How to save and manage your finances effectively’, addressed to over 55 year olds, held in the Villa Decius on 7 and 21 November 10.00am-2.00pm.